With over 60+ lenders on our panel, some you've never heard of.
As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.
TOP LENDERS WE WORK WITH
Our crew, is yours too.
FAQ
Let's clear a few things up.
No jargon, no runaround - just honest answers.
How are commercial loans different from home loans?
They usually need a larger deposit, have shorter terms and are priced on the risk of the property and the borrower. Lenders look closely at the lease, the tenant and your business income.
Can my business buy its own premises?
Yes. Many owners buy through a separate entity or their SMSF and lease the premises to the business at market rent. The right structure depends on your situation, so we work through it with your accountant.
What documents will I need?
Typically two years of business and personal tax returns, financial statements, details of the property and lease, and your existing debts. We'll give you a checklist for your situation.
Can I use equity in my home?
Often, yes. Lenders may accept residential property as extra security, but that puts your home at risk, so we talk through the trade-offs first.
Do you work with buyers outside Melbourne?
Yes. We arrange commercial finance across Australia, subject to each lender's location policies.
