Specalised lending for Nurse's and health care workers
Specalised lending for Nurse's and health care workers
Specalised lending for Nurse's and health care workers
Nurses work demanding hours for stable, respected incomes. We help Melbourne nurses and healthcare professionals use that stability to secure the right home loan, access better rates, and build a property future that reflects the work they put in every day.
Nurses work demanding hours for stable, respected incomes. We help Melbourne nurses and healthcare professionals use that stability to secure the right home loan, access better rates, and build a property future that reflects the work they put in every day.
Our Values
Home loans for nurses built on values that actually mean something
Home loans for nurses built on values that actually mean something
Nurses show up for their patients every single day. We show up for our clients the same way.
Commitment
We stay with you long after settlement. Regular loan reviews, refinancing checks, and a team that is always available mean you are never left managing your mortgage on your own.
Commitment
We stay with you long after settlement. Regular loan reviews, refinancing checks, and a team that is always available mean you are never left managing your mortgage on your own.
Accessibility
Shift work and irregular hours should never get in the way of good financial advice. We work around your roster and keep the process as simple and low-friction as possible.
Accessibility
Shift work and irregular hours should never get in the way of good financial advice. We work around your roster and keep the process as simple and low-friction as possible.
Reliability
We prepare every application thoroughly and manage every step of the process so nothing is missed and nothing is delayed.
Reliability
We prepare every application thoroughly and manage every step of the process so nothing is missed and nothing is delayed.
Expertise
We know how to present nursing income including allowances, overtime, and shift loadings in a way that maximises your borrowing power rather than raising questions from a lender.
Expertise
We know how to present nursing income including allowances, overtime, and shift loadings in a way that maximises your borrowing power rather than raising questions from a lender.
Our Values
Home loans for nurses built on values that actually mean something
Nurses show up for their patients every single day. We show up for our clients the same way.
Commitment
We stay with you long after settlement. Regular loan reviews, refinancing checks, and a team that is always available mean you are never left managing your mortgage on your own.
Accessibility
Shift work and irregular hours should never get in the way of good financial advice. We work around your roster and keep the process as simple and low-friction as possible.
Reliability
We prepare every application thoroughly and manage every step of the process so nothing is missed and nothing is delayed.
Expertise
We know how to present nursing income including allowances, overtime, and shift loadings in a way that maximises your borrowing power rather than raising questions from a lender.
With over 60+ lenders on our panel, some you've never heard of.
As a mortgage broker, we are governed by our 'Best Interest Duty', which ensures that we are looking out for you, your needs and goals versus a banks bottom line.
TOP LENDERS WE WORK WITH
Our Services
Finance services built for nurses and healthcare professionals.
What most nurses don't know about their home loan options and how we fix that.
Home Loan Pre-Approval
We secure a fully assessed pre-approval tailored to your income and career stage so you can bid at auction and make offers with complete confidence.
Nurse Income Assessment
We know which lenders treat shift loadings and overtime most favourably and present your income correctly to maximise your borrowing capacity.
Business Solutions
We know which lenders treat shift loadings and overtime most favourably and present your income correctly to maximise your borrowing capacity.
Home Loans
We compare 30+ lenders to find the right rate and structure for your situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly to make sure you are always on the most competitive rate as your career and income progress.
Construction, House and Land
Specialists in both. We manage the full finance process from start to finish so you can stay focused on your career while the build progresses.
Property Wealth Planning
Your nursing income puts you in a strong position to build a portfolio. We create a tailored property wealth plan that maps out exactly how to make the most of it.
Our Services
Finance services built for nurses and healthcare professionals.
What most nurses don't know about their home loan options and how we fix that.
Home Loan Pre-Approval
We secure a fully assessed pre-approval tailored to your income and career stage so you can bid at auction and make offers with complete confidence.
Nurse Income Assessment
We know which lenders treat shift loadings and overtime most favourably and present your income correctly to maximise your borrowing capacity.
Home Loans
We compare 30+ lenders to find the right rate and structure for your situation, whether you are buying your first home, upgrading, or investing.
Refinancing
We review your loan regularly to make sure you are always on the most competitive rate as your career and income progress.
Construction, House and Land
Specialists in both. We manage the full finance process from start to finish so you can stay focused on your career while the build progresses.
Property Wealth Planning
Your nursing income puts you in a strong position to build a portfolio. We create a tailored property wealth plan that maps out exactly how to make the most of it.
Our Solution
If these problems sound familiar, you're not alone.
The home loan challenges most nurses face and exactly how we solve them.
Without Elephant
Shift allowances and overtime not counted
Broker doesn't get nursing income
Losing properties without pre-approval
No time to manage finance around shifts
Loan never reviewed after settlement
With Elephant Advisory
We find lenders who include your full income
We know how nurses earn and borrow
Fully assessed pre-approval, ready to move
We handle it around your roster
Regular reviews as your career grows
"At Elephant Advisory, we help nurses get the credit they deserve, both professionally and financially, by making sure every part of their income counts when it comes to securing a home loan."
"At Elephant Advisory, we help nurses get the credit they deserve, both professionally and financially, by making sure every part of their income counts when it comes to securing a home loan."
"At Elephant Advisory, we help nurses get the credit they deserve, both professionally and financially, by making sure every part of their income counts when it comes to securing a home loan."
Our Peeps
Our Peeps
Our crew, is yours too.
It is easy to end up with a broker who does not understand how nursing income works. Shift loadings, overtime, and allowances can make a significant difference to your borrowing power when presented correctly.
FAQ
Let's clear a few things up.
No jargon, no runaround - just honest answers.
Do nurses get any special home loan benefits?
Will my shift allowances and overtime be included?
How much can a nurse borrow?
Can I get a home loan on a casual or part-time nursing contract?
Should I get pre-approval before looking at properties?
How do you work around shift work?
Do nurses get any special home loan benefits?
Will my shift allowances and overtime be included?
How much can a nurse borrow?
Can I get a home loan on a casual or part-time nursing contract?
Should I get pre-approval before looking at properties?
How do you work around shift work?
Do nurses get any special home loan benefits?
Will my shift allowances and overtime be included?
How much can a nurse borrow?
Can I get a home loan on a casual or part-time nursing contract?
Should I get pre-approval before looking at properties?
How do you work around shift work?
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.
Phone
Address
Unit 16 105/111 Ricketts Rd
Mount Waverley VIC 3149
OFFICE HOURS
Mon to Fri: 8.30am - 5.00pm
By appointment only.