Find the constraint and grow past it
Home, investment and commercial loans
Each page shows how our accounting, bookkeeping, loans and advice fit together for that industry.
Lender policies and LMI waivers for your profession.
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Accounting, books and video for real estate businesses.
Who we work with: Agencies, sales agents, property managers, conveyancers and mortgage brokers.
Book a free chatElephant Advisory works with Melbourne real estate agencies, agents, conveyancers and brokers on tax and commission structures, bookkeeping that keeps trust and business money clearly separate, personal and investment loans, and property video content.
What gets hard for real estate businesses
Commission income
Big settlements arrive in lumps, so tax and cash need planning across the year.
Trust accounts
Client money must be kept separate and reconciled. A mistake there is a compliance problem, and an expensive one.
Agents borrowing
Commission-based income is assessed differently by lenders, which can limit what agents borrow.
One team, every part of the business
Each of these has its own page with the detail. Use as many or as few as you need.
Accounting and tax
Tax on commission income, structures for agents and agencies, and compliance reporting.
Led by Sam Draper and Oz KarabadjakBookkeeping and payroll
Business accounts reconciled and payroll for agents and staff, kept apart from trust money.
Led by Marissa MoroHome and business loans
Home and investment loans that read commission income properly.
Led by Gavin HepponstallMarketing and content
Listing and profile videos filmed and edited by our content team.
Led by Mia BurgessOffshore staff
Offshore staff for listings admin, CRM updates and marketing support.
Led by our offshoring teamWhere most real estate businesses start
Free calculators
Questions real estate businesses ask us
How do lenders assess commission income?
Most lenders average commission over one or two years and may discount it. Our brokers know which lenders treat it more favourably.
Do you work with trust account obligations?
Our accountants and bookkeepers understand the separation between trust and business accounts. Trust account audits themselves are done by a registered auditor.
Can you film our listings and agent profiles?
Yes. Our digital team produces property and profile video, and plans content around your listings.
Do I need every service?
No. Pick what helps now and add the rest later.
Want it all handled by one team?
Tell us where things are at. We'll tell you what to fix first.
General information only. It doesn't consider your objectives, financial situation or needs.