With property prices surging to record highs over the pandemic and the median house price in Melbourne nearing $1.1 million, breaking into the property market is as hard as it’s ever been.
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For the majority of us, professional super funds control the investment decisions for our superannuation in return for a fee. However, more than a million Australians instead opt for Self-Managed Super Funds (SMSF); a private super fund that is managed by the members themselves...
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Salary sacrificing is essentially a savings strategy designed to minimise your tax bill. It involves an arrangement with your employer to receive less of your taxable income in return for benefits of similar value.
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