Property Investing

Which Is The Better Investment: Houses or Units?
Property
June 29, 2023

Which Is The Better Investment: Houses or Units?

In this article, we delve into the historical performances of both houses and units to help you make an informed decision when the time comes to purchase an investment property.

read more
The Impact Of Interest Rates On The Property Market
Property
June 7, 2023

The Impact Of Interest Rates On The Property Market

Traditionally, property prices have been closely linked to the rise and fall of interest rates. But not necessarily in 2023. In this article, we wanted to look at what is causing this unusual trend and whether interest rates play an overstated role in shaping the property market.

read more
Four Tax Deductions Every Property Investor Should Know About
Accounting
March 1, 2023

Four Tax Deductions Every Property Investor Should Know About

"In Australia, there are numerous incentives to encourage consumers to invest in property, especially for rental income purposes. In this article, we'll go through the tax deductions that you should be taking advantage of."

read more
Are townhouses a good investment in Australia?
Property
February 22, 2023

Are townhouses a good investment in Australia?

"For many Australians, the current property market poses a major challenge as rising prices have made it increasingly difficult to find affordable housing, especially for those on tighter household budgets. As interest rates continue to rise, the borrowing power required for traditional property ownership has become even more constrained. As a consequence, investors seeking to enter the market are turning to other property options, which are becoming more and more attractive."

read more
When Should I Buy My First Home?
Property
November 3, 2022

When Should I Buy My First Home?

Timing can be everything, especially when preparing for one of the most significant financial decisions of your life. Whilst you don’t want to miss out on capital gains or your dream property, there’s nothing worse than exposing yourself to financial hardship.

read more
Another five Melbourne suburbs where you can still buy a three-bedroom house for under $600k.
Property
October 6, 2022

Another five Melbourne suburbs where you can still buy a three-bedroom house for under $600k.

Following on from our first list of five affordable suburbs in Melbourne, there are still investment opportunities out there for buyers of all budgets. Whilst many buyers will be priced out of Melbourne’s inner suburbs, the outer suburbs still have plenty of cheap property options available.

read more
How do I improve my borrowing power?
Finance
September 29, 2022

How do I improve my borrowing power?

Our first home loan is the biggest financial commitment most of us will ever make. After years of renting and saving, you can finally start the journey towards the great Australian dream; owning your own home. Your home loan will dictate what you can afford, whether it’s the property of your dreams or just a property you can afford.

read more
New vs. Old Property - Which is better for property investing?
Property
September 22, 2022

New vs. Old Property - Which is better for property investing?

Maximising capital growth should be the main objective for any property investor. However, the best path to get there is rife for debate. If you’re searching for the next investment, you’ll be faced with a choice between new or old property. While both options have their advantages, they are also several drawbacks to consider.

read more
Five Melbourne suburbs where you can still buy a three-bedroom house for under $600k
Property
September 1, 2022

Five Melbourne suburbs where you can still buy a three-bedroom house for under $600k

With property prices surging to record highs over the pandemic and the median house price in Melbourne nearing $1.1 million, breaking into the property market is as hard as it’s ever been.

read more
A complete guide to construction loans
Finance
August 25, 2022

A complete guide to construction loans

If you’re building a new home or renovating your current one, chances are you’ll need a construction loan to finance your build. Unlike a standard home loan, a construction loan is structured around the building process, allowing the borrower to make progress payments to the builder at key stages of the build.

read more
What is rentvesting and is it a good strategy?
Property
July 14, 2022

What is rentvesting and is it a good strategy?

Rentvesting is an investment strategy that allows you to live in an area that suits your lifestyle whilst owning property in an area that suits your budget.

read more
What did the election results mean for property prices?
Property
May 27, 2022

What did the election results mean for property prices?

With the 2022 election behind us, it’s time to look ahead and see what Saturday’s result will mean for the Australian property market. Housing affordability became an important issue on the campaign trail, with both major parties putting forward their own proposals to help soften the blow for first home buyers.

read more
How do I find a good location for an investment property?
Property
May 3, 2022

How do I find a good location for an investment property?

When it comes to capital growth, the success of an investment property is dependant on the location of your land. Whilst the value of the house itself typically depreciates over time, it's the land that should drive up the price of your property.

read more
Are Melbourne’s property prices finally starting to dip?
Property
April 26, 2022

Are Melbourne’s property prices finally starting to dip?

Inflation, rate rises, increased demand and housing unaffordability may finally be putting the breaks on Australia’s runaway property market.

read more
Should I get Lenders Mortgage Insurance?
Finance
April 5, 2022

Should I get Lenders Mortgage Insurance?

As property prices continue to reach record levels, saving up a deposit for your home is as hard as it’s ever been. With the median house price in Melbourne nearing $1,000,000, building a 20% deposit (plus the cost of stamp duty) requires years of scrupulous saving and can hold first home buyers back from entering the market.

read more
Using home equity to buy an investment property
Finance
March 22, 2022

Using home equity to buy an investment property

If you’re planning to buy a second property, the chances are you will need to use the equity on your current home to finance your new purchase.

read more
How many properties do I need to retire financially independent?
Property
March 15, 2022

How many properties do I need to retire financially independent?

"How much property do I need before retirement?" It’s one of the most important questions that every property investor asks themselves. Retirement is the finish line to look forward to after decades of hard work and disciplined saving.

read more
Are off-market properties too good to be true?
Property
March 8, 2022

Are off-market properties too good to be true?

We all love the thought of a bargain. It’s the reason why we get excited for the boxing day sales or buy the half-price cereal at the supermarket.

read more
How to protect yourself from underquoting
Property
March 1, 2022

How to protect yourself from underquoting

One of the biggest mistakes made by first home buyers and property buyers in general is falling into the trap of underquoting. This is a tactic used by real estate agents with the help of research platforms like realestate.com.au, hoping to swell the interest in a property by attracting a higher pool of buyers.

read more
Is it still a good time to buy property in regional Victoria?
Property
February 22, 2022

Is it still a good time to buy property in regional Victoria?

It was hard to fathom the property market in 2021. A number of pandemic-led factors propelled Australian property prices to unseen levels of growth - especially in our regional areas.

read more
Will 2022 be a good year for the Australian property market?
Property
February 15, 2022

Will 2022 be a good year for the Australian property market?

2021 was a tumultuous year for property, business and health. As Australia experienced its third and fourth waves of the pandemic, the country also saw its fastest rise in dwelling values over a 12-month period since the 1980’s. An extraordinary 22.1% of growth was observed across the country despite restrictions placed on travel, house inspections and auctions.

read more

Monthly Newsletter

Sign up to receive news and updates on all things Business, Accounting, Property & Finance.

Thank you! You have successfully subscribed!
Oops! Something went wrong while submitting the form.
Melbourne Accountants & Mortgage Brokers | Elephant Advisory