How Banks Assess Maternity Leave
Banks generally assess maternity leave in two key ways. First, they review your return to work plans, including whether you are returning to the same employer, in the same role, and whether your income will remain full time or reduce to part time.
Second, they assess how long you will be on unpaid leave. If there is a gap in income, you may need sufficient savings to cover the shortfall.
Your future income position and available savings both play an important role in the assessment process.
