Shorts

How best to balance cash flow and investments when you’re self-employed?

Running a business? Your property portfolio should be one too.

For self-employed professionals, managing cash flow while growing investments is a constant balancing act. As Darsh explains, it’s about keeping enough cash in your business to stay secure, while setting aside funds for your next property or acquisition.

Every industry is different - some need a bigger buffer, others can afford to reinvest more. The key is mapping out what’s right for your situation.

Structure also matters. Think of your property as a second business - not just an investment. Whether it’s held in a trust or property entity, managing both ventures strategically helps build long-term wealth.

When it comes to assets, self-employed investors have more flexibility. Beyond residential, multi-use properties can be smart - for example, a street-front office with a residence behind it. They combine lifestyle and practicality, making them ideal for business owners.

The bottom line: Keep your business strong, but let your profits work harder. Balance cash flow with smart investments, and your property portfolio can grow alongside your business.