Want to buy property using your Super?

Yes, we're experts in this.

Looking to use your super to purchase residential or commercial property? We can help you. We're mortgage brokers to accountants that specalise in helping you achieve your goals.

100%  5-star reviews on Google
Melbourne Accountants & Mortgage Brokers | Elephant Advisory
PROPERTY SMSF
SMSF SPECALISTS

Our SMSF Property Loan and Accounting Services

SMSF Loan Pre-Approval & Assessment

Understanding your borrowing capacity is crucial when purchasing property through an SMSF. Our team assists with loan pre-approval and assesses your financial position to ensure your SMSF can meet the requirements for property investment.

Expert SMSF Loan Structuring

Securing a loan for an SMSF property purchase is different from regular loans. We specialize in structuring SMSF loans that optimise your tax benefits while complying with all regulations, helping you get the most out of your investment.

Educational Workshops & Webinars

New to SMSF property investing? Join our educational workshops and webinars designed to equip you with the knowledge needed to make informed decisions. Learn about SMSF loan options, compliance requirements, and investment strategies from our experienced advisors.

Comprehensive SMSF Accounting Services

Keep your SMSF in top shape with our comprehensive accounting services. From preparing financial statements to managing annual audits, we ensure your SMSF remains compliant with ATO regulations, so you can focus on growing your investment.

Loan Compliance & Documentation Support

Navigating the paperwork and compliance aspects of SMSF loans can be overwhelming. Our team provides full support to ensure all loan documentation is in order and that your SMSF complies with legal and financial requirements at every step.

Ongoing Financial Reporting & Analysis

Stay informed about your SMSF’s financial health with our regular reporting and analysis services from an accounting perspective. We provide detailed reports on your loan repayments, cash flow, and overall financial performance to help you make strategic decisions.

Personalised Financial Strategy Sessions

Every SMSF is unique, and so is your investment journey. Our personalized strategy sessions help you understand the best ways to leverage loans, manage risks, and align your SMSF property investments with your long-term financial goals.

SMSF Tax Optimization & Advice

Maximize the tax benefits of your SMSF property investments with our expert advice. We help you navigate the complex tax landscape to ensure you’re taking full advantage of the deductions and concessions available to SMSF investors.

our services
awards

Award winning, great advice.

MPA Top Brokerages 2021 – Elephant AdvisoryVIC TAS – Best Loan Administrator 2021 – Elephant AdvisoryMFAA – Customer Service Award 2020 – National Winner – Elephant AdvisoryMFAA – Load Administrator Award 2018 – National Winner – Elephant AdvisoryVIC TAS – Best Customer Service 2020 – Elephant Advisory

Why Choose Us?

SMSF Loan Experts

Our team specialises in SMSF property loans, understanding the unique requirements and complexities of borrowing through your super. Trust us to guide you through every step of the loan process with confidence.

Free SMSF Lending Review

Not sure where to start with your SMSF property investment? We offer a complimentary SMSF review to assess your current setup and provide recommendations to optimize your investment strategy.

Comprehensive Compliance Support

Ensuring compliance with SMSF regulations is crucial. We offer thorough compliance checks and ongoing support to help you stay updated with the latest ATO rules, reducing your risk of penalties.

Simplified Monthly Accounting Services

Keep your SMSF accounting and tax in order with our simplified monthly accounting services. We handle all the bookkeeping and reporting, so you can focus on building your SMSF property portfolio.

Dedicated Client Support

From the initial consultation to ongoing management, our dedicated team is here to provide continuous support. We take the time to understand your unique needs and provide solutions tailored specifically for your SMSF.

Educational Resources & Training

Empower yourself with our range of educational resources and training sessions. Whether you’re new to SMSF property investing or looking to enhance your knowledge, we provide the tools and insights you need to succeed.

why us
LENDER CHOICE

Why do all the hard work yourself?

Self Managed Super Funds (SMSF) FAQs

Yes, you can. Obtaining a pre-approval for an SMSF loan is a great way to understand your borrowing capacity and streamline the property purchasing process. Our team can guide you through the pre-approval process to ensure you're ready to make an offer when the right property comes along.

Yes, you can purchase both residential and commercial properties through your SMSF. However, there are specific rules and regulations that govern each type of investment. We can help you navigate these rules to ensure your purchase aligns with SMSF guidelines.

SMSF loans typically have stricter lending criteria than traditional home loans. Lenders will assess factors such as the SMSF’s financial position, the property type, the rental income potential, and the fund's ability to meet loan repayments. Our experts can help you understand these requirements and improve your chances of loan approval.

We can only help if a Statement of Advice is provided by a registered financial planner. We are not able to provide financial or investment advice for your SMSF.

An SMSF provides greater flexibility and control in terms of your  investments, putting you in the drivers seat of your retirement plan. Potentially, this can mean your retirement portfolio outperforms a traditional superannuation fund.

The starting price is typically $2,500, however it will depend on the complexity of the SMSF.

The concessional tax rate of 15% typically applies, just like in other superannuation funds.

frequently asked questions

Elephant Advisory is an accounting and mortgage broking firm based in Melbourne, with a successful history of helping our clients achieve their goals. With a little help from us, you'll be prepared to make the right decisions for your business or property journey, avoiding many of the potential mistakes along the way.

© Elephant Ventures Pty Ltd (ABN 86 660 006 771) ultimate holding entity.